Terms And Conditions

1. Welcome To CompareMunafa

The use of this Site and the Content contained herein are governed by these Terms of Use ("Agreement"). When you use this Site we hope you acknowledge that you have read this Agreement. Any changes, modifications or updating of the content on the Terms and Conditions page, will be reflected here with a timestamp of the last time the page was updated.

Should you proceed with using/browsing/accessing the Website, you are acknowledging and agreeing that are of legal age of 18 years or above and further agree to comply with as well as be bound by these T&C, which together with our Privacy Policy (available at https://www.comparemunafa.com/privacy) govern our relationship with ‘you’ in relation to the Website.

The services are provided by Compare Munafa Online Pvt. Ltd., hereafter referred as “Comparemunafa", located at comparemunafa.com. Hereby all references to the word services would refer to every kind of service/product provided by CompareMunafa through any online /offline platform or otherwise. By using our services, you are agreeing to these terms. Please read them carefully.

CompareMunafa provides services that provide you with the latest information about different category of electronic products and latest information includes price, specifications, photos, overviews and other literature pertaining to the product and also provides enables its registered users to avail munafa points on their purchases from retailers listed on the website. CompareMunafa also provides discount codes and coupons of various online retailers. While the people behind CompareMunafa strive very hard to ensure that all information presented through price graph and price alerts to you is accurate, in the event that it is not, CompareMunafa cannot be held accountable. There are mechanisms built on every product page that allows the user to communicate with us to point out any errors.

Charity Donation from Munafa points

  • a. Comparemunafa.com has introduced a Charity donation module whereby users can donate any amount of money from their Munafa points earnings to the chosen Charity that is listed on comparemunafa.com
  • b. All the contributions made by individuals are transferred to the Charity/NGO and comparemunafa.com does not retain any amount of money or charge any admin fee on the donations made. All the donations to respective charities is aggregated and send via Bank Transfer to the respective charity at the end of every month.
  • c.To ensure transparency all the contributions made by individuals and passed on to Charity/NGO’s are audited by a third party firm

2. Privacy

Please review our Privacy Notice, which also governs your visit to this site to understand our practices. The personal information / data provided to us by you during the course of usage of the Site will be treated as strictly confidential and in accordance with the Privacy Notice and applicable laws and regulations. If you object to your information being transferred or used, please do not use the site.

3. License And Site Access

CompareMunafa grants you a limited license to access and make personal use of this Site and not to download (other than page caching) or modify it, or any portion of it, except with the express prior written consent of CompareMunafa. This license does not include any resale or commercial use of this Site or its contents; any collection and use of any product listings, descriptions, or prices; any derivative use of this Site or its contents; any downloading or copying of account information for the benefit of another merchant; or any use of data mining, robots, or similar data gathering and extraction tools. This Site or any portion of this Site may not be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without express prior written consent of CompareMunafa. You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of CompareMunafa without express written consent. You may not use any meta tags or any other "hidden text" utilizing CompareMunafa name or trademarks without the express written consent of CompareMunafa. Any unauthorized use terminates the permission or license granted by CompareMunafa to you. You may not use any CompareMunafa logo or other proprietary graphic or trademark as part of the link without express written permission except for the promotion of the services.

The team at CompareMunafa is responsible for generating or aggregating the content you see on the website. Everything from Prices, to specifications, to product overviews, expert reviews, price graph, price alert, video reviews, product photos are either created in-house, sourced from the product manufacturer directly or in some cases referred with due credit from publicly available sources. What we create is copyrighted to us, and you are not allowed to copy, reproduce, republish, upload, post, transmit or distribute it without prior permission or a clearly visible link back to the origin of that content on our website. Such illegal and unethical reproduction of our content otherwise could result in legal action against the perpetrator.

4. Using Our Services

You must follow any policies made available to you within the services. It is not advisable to try to access our services using a method other than the instructions that are provided. You may use our services only as permitted by law, including applicable export and other web security laws and regulations. We may suspend or stop providing our services to you if you do not comply with our terms or policies or if we are investigating suspected misconduct.

Using our services does not give you ownership of any intellectual property rights in our services or the content you access. You may not use content from our services unless you obtain permission from its owner or from us or otherwise permitted by law. These terms, do not grant you the right to use any branding or logos used in our services. Do not remove, obscure, or alert any legal notices displayed in or along with our services.

In our services content is being fetched from various websites. Using various algorithms and technologies, we are displaying the data about the content, (products, deals and offers) as accurately as we can. From hereby content would refer to the products, deals, advertisements and other services offered by shopping portals and brands included in our search engine. If data about some deals, offers or products is not getting displayed from an e commerce store included in our search engine inform us about the same and we would promptly address the issue however, CompareMunafa is not liable for the same.

Our services display some content that is fetched from online and offline shopping portals and various brands. The content that is being given by the store is the sole responsibility of the entity that makes it available. We may review the content to determine whether the products, deals and services offered fall in our legal policies or not and we may remove or refuse to display content that we reasonably believe violates our policies or the law or our ethical values. But that does not necessarily mean that we review content, so please do not assume that we do.

In connection with your use of the services, we may send you service announcements, administrative messages, and other information. You may opt out of some of those communications.

5. Access To CompareMunafa

We will do our utmost to ensure that availability of the site will be uninterrupted and that transmissions will be error-free. However, due to the nature of the internet, this cannot be guaranteed. Also, your access to the site may also be occasionally suspended or restricted to allow for repairs, maintenance, or the introduction of new facilities or services at any time without prior notice. We will attempt to limit the frequency and duration of any such suspension or restriction.

6. Your CompareMunafa Account

You may need a CompareMunafa Account in order to use some of our services or under the identity of some services. You may create your own CompareMunafa Account, or your CompareMunafa Account may be assigned to you by an administrator. If you are using a CompareMunafa Account assigned to you by an administrator, different or additional terms may apply and your administrator may be able to access or disable your account. One account is allowed per person.

If you use this site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. You should take all necessary steps to ensure that the password is kept confidential and secure and should inform us immediately if you have any reason to believe that your password has become known to anyone else, or if the password is being, or is likely to be used in an unauthorized manner. Please ensure that the details you provide us with are correct and complete and inform us immediately of any changes to the information that you provided at the time of registration. You can access and update much of the information you provide us with in the Your Account area of the comparemunafa.com reserves the right to refuse service, terminate accounts, remove or edit content in their sole discretion.

As a condition of membership, you will need to accept service emails from CompareMunafa and authenticate your email address. Please note that you will also be signed up to receive emails from us detailing munafa points deals, updates to our blogs and other emails in relation to our website and services. You can opt out of these emails from within your account pages.

We reserve the right to terminate a member's account if a serviceable email address is not provided and also if that member marks our emails as abusive, junk or spam.

In order to minimize our administration overhead, or for any other reason, we reserve the right to terminate dormant accounts. In order to keep an account active and ensure it doesn’t get marked as dormant, we do not require purchase transactions, but we do require you to simply log into your account at least once every six months.

7. Munafa Points

As a CompareMunafa member, you can avail munafa points for making a purchase from various retailers listed on CompareMunafa. However, CompareMunafa can only provide munafa points on genuine transactions which are successfully tracked and verified by the retailers. Once your transaction is successfully tracked and verified by us which usually takes 60-90 days from the date of purchase, we pass on the munafa points to you.

Please take into account that under certain conditions, your transaction may not get tracked or qualify for a munafa point. Under any circumstances, we cannot be held responsible for the same. Retailers deem a transaction to be genuine or valid through their own set of rules. A transaction deemed as non-genuine or invalid by the retailer would not qualify for a munafa point. From time to time merchants may increase or decrease the commission paid, in which case the munafa points offer illustrated on our site may be incorrect. We take reasonable care and skill to ensure that the data provided on this site is accurate and up to date. However, we give no warranty of the accuracy of any information on the site and do not accept liability for any errors or omissions, neither do we accept liability for any resulting damage or loss.

CompareMunafa would always make the best efforts on its part to recover non payments and missing munafa points from the retailers. In case, you made a genuine transaction and did not receive a munafa point, you can make a claim by contacting our support. However, we reserve the right to stop chasing your munafa points claim at any point and our decision will be final in this be regarded.

At times you may receive a lower amount in munafa points than what you were expecting. This happens when a retailer gives us an amount less that his original claims. In this case, you may raise a query and we would take it up with the retailer. Though, we reserve the right to close this inquiry, claim if the retailer still does not pay in a period of six months.

Munafa points may also be forfeited by CompareMunafa under the following circumstances:

  • In case the user is not logged in while transacting through CompareMunafa and we receive an unattributed Munafa point payment which is not associated with any user account.
  • In case the Munafa points are attributed to an account which is terminated by CompareMunafa.
  • Where the amount, payment that we receive is not attributed to a qualifying transaction or associated with an account (such as where the member is not logged-in to our site when making the relevant purchase.
  • The transaction to which the manager points relate is cancelled after it has been entered into (whether under the right of cancellation that applies to some sales made at a distance, or otherwise) the Munafa points is attributed to a member or account that has been:
  • i. Suspended by us under clause 12 of this agreement or for any other reason;
  • ii. Associated with any fraudulent activity or any breach of this agreement;

Whether a transaction shall qualify as a qualifying for the munafa points transaction (including points through a qualifying referral) shall be at the sole discretion of the retailer or us and the member understands and agrees to the same. We shall not be held responsible if the retailer fails to report a sale to us or does not qualify a transaction as qualifying transaction. Further, we shall not be responsible in the event due to any technical or other error we cannot trace a sale back to the Member and does not qualify the transaction as a Qualifying Transaction or a Qualifying Referral for any reason whatsoever. Whilst we will endeavor to recuperate non-payments from the Retailer, the decision of ourselves, the Retailer or Retailer's tracking agent is final. Whilst we will try and recuperate missing points, at any point we reserve the right not to chase missing points claims, particularly where no purchase has been made. Further, in any situation, no e- commerce websites are responsible for the munafa points provided by the CompareMunafa. It is only CompareMunafa which is solely responsible for providing or not to provide or forfeited the munafa points on each purchase by customer through CompareMunafa.

8. Munafa Zone

CompareMunafa offers various modes through which users can request for their payments:

  • i. NEFT;
  • ii. Mobile Recharge;
  • iii. Cheques and;
  • iv. Vouchers/ Coupons.

Users can make a payment request as per their convenience, once they have met a certain criteria. Redeeming Munafa points and choosing for payments by any options cause an additional fee of 30 munafa points

For payment requests the user must have minimum 500 Munafa points in their Munafa account. The users can request for a payout once they have aggregated:

  • 500 Munafa Points for NEFT (Online Bank Transfer);
  • 200 Munafa Points for Mobile Recharge and;
  • 1000 Munafa Points for Cheques.

The ration between Munafa points and INR will be decided by the CompareMunafa exclusively. The user must ensure to provide correct and updated payment details. CompareMunafa will not be responsible for payments made to incorrect destinations. CompareMunafa can also be not held liable for any delay in payments. CompareMunafa have sole right to modify/ remove/ include any new redemption option as and when required.

In case any unusual or fraudulent activity is detected from any account, we reserve the right to place on hold all payment requests from that account indefinitely until further investigation.

9. Copyright, Authors' Rights And Database Rights

All content included on this Site, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of CompareMunafa, it a retailer, its affiliates or its content suppliers and is protected by India and International Copyright, authors' rights and database right laws. The compilation of all content on this Site is the exclusive property of CompareMunafa and/or its affiliates and is protected by India and International Copyright, authors' rights and database right laws. All software used on this Site is the property of CompareMunafa, its affiliates or its software suppliers and protected by India and International Copyright and authors' right laws.

You may not systematically extract or re-utilize parts of the contents of the Site without CompareMunafa and/or its affiliates' (as may be applicable) express written consent. In particular, you may not utilize any data mining, robots, or similar data gathering and extraction tools to extract (whether once or many times) for re-use of any substantial parts of this Site, without CompareMunafa and/or its affiliates' (as may be applicable) express written consent. You may also not create and/ or publish your own database that features substantial (e.g.: prices and product listings) parts of this Site without CompareMunafa and/or its affiliates' (as may be applicable) express written consent.

10. Trademarks

In addition, CompareMunafa graphics, logos, page headers, button icons, scripts, service names and other marks indicated on our Site are trademarks, or trade dress of Comparemunafa.com in the India and/or other jurisdictions. CompareMunafa's trademarks and trade dress may not be used in connection with any product or service that is not CompareMunafa's, in any manner that is likely to cause confusion among customers or in any manner that disparages or discredits CompareMunafa. All other trademarks not owned by CompareMunafa that appear on this Site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by CompareMunafa.

11. Children

Use of this site is available only to persons who can form a legally binding contract under the Indian contract Act, 1872. If you are a minor, i.e. under the age of 18 years, you may use this Site only with involvement of a parent or guardian.

12. Your Conduct

You must not use the site in any way that causes, or is likely to cause, the site or access to it to be interrupted, damaged or impaired in any way.

You understand that you, and not the site, are responsible for all electronic communications and content sent from your computer to us and you must use the site for lawful purposes only. You must not use the site for any of the following:

  • a. For fraudulent purposes, or in connection with a criminal offense or other unlawful activity;
  • b. To send, use or reuse any material that does not belong to you; or is illegal, offensive (including but not limited to material that is sexually explicit content or which promotes racism, bigotry, hatred or physical harm), deceptive, misleading, abusive, indecent, harassing, blasphemous, defamatory, libelous, obscene, pornographic, pedophilic or menacing; ethnically objectionable, disparaging or in breach of copyright, trademark, confidentiality, privacy or any other proprietary information or right; or is otherwise injurious to third parties; or relates to or promotes money laundering or gambling; or is harmful to minors in any way; or impersonates another person; or threatens the unity, integrity, security or sovereignty of India or friendly relations with foreign States; or objectionable or otherwise unlawful in any manner whatsoever; or which consists of or contains software viruses, political campaigning, commercial solicitation, chain letters, mass mailings or any "spam"; or to cause annoyance, inconvenience or needless anxiety.

13. About Software In Our Services

When a service requires or includes downloadable software, this software may update automatically on your device once a new version or feature is available. Some Services may let you adjust your automatic update settings.

CompareMunafa gives you a personal, worldwide, royalty-free, non-assignable and non-exclusive license to use the software provided to you by CompareMunafa as part of the Services. This license is for the sole purpose of enabling you to use and enjoy the benefit of the services as provided by

CompareMunafa, in the manner permitted by these terms. You may not copy, modify, distribute, sell, or lease any part of our services or included software, nor may you reverse engineer or attempt to extract the source code of that software, unless laws prohibit those restrictions or you have our written permission.

14. Indemnity And Release

Neither CompareMunafa nor its affiliates, employees, agents or consultants shall in any event be liable for any indirect, incidental or consequential damages such as, but not limited to, loss of business information, loss of goodwill, business interruption or loss of anticipated profits or benefits resulting from use of the site or any part or whole of the content or arising out of any breach of warranty even if CompareMunafa or its affiliates, employees, agents or consultants have been advised of the possibility of such damages. Such limitation of liability shall apply whether the damages arise from use or misuse of or reliance on CompareMunafa information, from inability to use CompareMunafa information, or from the interruption, suspension, or termination of access to the content or site (including such damages incurred by third parties). This limitation shall also apply, without limitation, to the costs of procurement of substitute content, loss of goodwill, loss of profits, or loss of data. Such limitation shall further apply with respect to the performance or non-performance of CompareMunafa or any information that appears on, or is linked or related in any way to, the site provided there under. Such limitation shall apply notwithstanding any failure of essential purpose of any limited remedy and to the fullest extent permitted by law.

If you are using our Services on behalf of a business, that business accepts these terms. It will hold harmless and indemnify CompareMunafa and its affiliates, officers, agents, and employees from any claim, suit or action arising from or related to the use of the Services or violation of these terms, including any liability or expense arising from claims, losses, damages, suits, judgments, litigation costs and attorney’s fees.

15. About These Terms

We may modify these terms or any additional terms that apply to a Service to, for example, reflect changes to the law or changes to our Services. You should look at the terms regularly. We will post notice of modifications to these terms on this page. We will post notice of modified additional terms in the applicable Service. Changes will not apply immediately and will become effective no sooner than fifteen days after they are posted. However, changes addressing new functions for a Service or changes made for legal reasons will be effective immediately. If you do not agree to the modified terms for a Service, you should discontinue your use of that Service. If there is a conflict between these terms and the additional terms, the additional terms will control for that conflict.

These terms control the relationship between CompareMunafa and you. They do not create any third party beneficiary rights.

If you do not comply with these terms, and we do not take action right away, this does not mean that we are waiving any rights that we may have (such as taking action in the future).

If it turns out that a particular term is not enforceable, this will not affect any other terms.

16. Virus Disclaimer

We take all reasonable effort to test material before placing on our website. In the very unlikely event of any loss, disruption or damage, we cannot be held responsible for any loss, disruption or damage to your data or computer system which may occur whilst using material derived from this website.

17. Disclaimer Of Warranties And Limitation Of Liability

This site and all information, content, materials, product related information (including software) and services included on or otherwise made available to you through this site are provided by CompareMunafa on an "as is" and "as available" basis, unless otherwise specified in writing. CompareMunafa makes no representations or warranties of any kind, express or implied, as to the operation of this site or the information, content, materials, product related information (including software) or services or price included on or otherwise made available to you through this site, unless otherwise specified in writing. You expressly agree that your use of this site is at your sole risk.

To the full extent permissible by applicable law, CompareMunafa disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchant-ability and fitness for a particular purpose. CompareMunafa does not warrant that this site; information, content, materials, product related information (including software) or services included on or otherwise made available to you through this site; their servers; or electronic communications sent from CompareMunafa are free of viruses or other harmful components. CompareMunafa will not be liable for any damages of any kind arising from the use of this site or from any information, content, materials, product related information (including software) or services or price included on or otherwise made available to you through this site, including, but not limited to direct, indirect, incidental, punitive, and consequential damages, unless otherwise specified in writing.

Accordingly, we have no control over or responsibility for:

  • a. The quality, safety, delivery or legality of those goods or services available from retailers; or
  • b. Whether the retailer can or will supply and pass good title to any goods or services. Members should exercise no lesser degree of caution in entering into transactions with retailers than they would when entering into a similar transaction offline. To the extent that the applicable law permits, you release us, our agents and employees from all liability arising out of or in connection with any transactions with retailers, including (without limitation) all claims and demands relating to uncompleted or completed transactions with retailers, or goods or services offered for sale or supply, or actually sold or supplied, through or in connection with any transactions with retailers.

18. Waiver

If you breach these conditions and we take no action, we will still be entitled to use our rights and remedies in any other situation where you breach these conditions.

19. Disputes Resolution

In the event of any dispute or difference arising out of the Agreement, its validity, applicability, interpretation and any other issue related to and in connection with the present agreement shall be adjudicated by the Sole Arbitrator appointed by the Management of M/s. CompareMunafa Online Pvt. Ltd. only and the decision of the Sole Arbitrator shall be final and binding on both the parties. The arbitration proceeding shall be in accordance with the India Arbitration and Conciliation Act 1996 and the rules made there under and the language of the proceeding shall be English.

20. Jurisdiction

Any dispute relating in any way to your visit to this Site you agree, as we do, to submit to the exclusive jurisdiction of the courts at Delhi/New Delhi.

21. Applicable Law

By visiting this Site, you agree that the laws of India without regard to principles of conflict of laws, will govern these Conditions of Use and any dispute of any sort that might arise between you and CompareMunafa.